The agreement that governs our relationship
These Terms of Service constitute a legally binding agreement between you and ProteqtInsure governing your access to and use of our website and services. By accessing our website or using our services, you agree to be bound by these terms. If you do not agree to these terms, you must not access or use our services.
We reserve the right to modify these terms at any time. Your continued use of our services following any changes indicates your acceptance of the modified terms. It is your responsibility to review these terms periodically.
To use our services, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these terms.
To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to update this information to keep it accurate. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to protect your account information.
You agree to use our services only for lawful purposes and in accordance with these terms. You may not use our services in any way that could damage, disable, or impair our website or interfere with any other party's use of our services. You may not attempt to gain unauthorized access to any portion of our services or any systems or networks connected to our services.
We reserve the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.
ProteqtInsure provides home insurance services subject to the terms of individual insurance policies. The information provided on our website is for general informational purposes only and does not constitute insurance advice. Coverage is subject to the terms, conditions, and exclusions of the applicable insurance policy.
All insurance policies are underwritten by licensed insurance carriers. ProteqtInsure acts as an intermediary to help you find and purchase insurance coverage. The actual terms of your coverage are determined by your policy documents.
By purchasing insurance through our services, you agree to pay all applicable premiums and fees. Payment terms are specified at the time of purchase and in your policy documents. Failure to make timely payments may result in cancellation of your coverage. All fees are non-refundable unless otherwise specified in your policy.
All content on our website, including text, graphics, logos, images, and software, is the property of ProteqtInsure or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our services are provided on an as-is and as-available basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, ProteqtInsure shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless ProteqtInsure, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our services, your violation of these terms, or your violation of any rights of another party.
These terms shall be governed by and construed in accordance with the laws of the state of Illinois, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts located in Illinois.
If you have any questions about these Terms of Service, please contact us at [email protected] or write to us at 9655 Granite Ridge Drive San Diego CA 92123
If you have any questions about these Terms of Service, please contact us.
[email protected]